She was making over $200,000 a year, had the house, the luxury car, and the career — and she was still broke. In this episode, Kimberly sits down with Naseema McElroy, Labor and Delivery Nurse, personal finance expert, podcast host, and founder of Financially Intentional, for a conversation that is equal parts real talk and roadmap. Naseema paid off nearly one million dollars in debt in under three years — without deprivation — and went on to build a seven-figure net worth while raising three daughters as a single mom. What she shares here is not your typical finance advice.

In this episode we discuss:

• Why high-earning women are often the most financially stuck — and the mindset shift that actually changes it
• What "without deprivation" really looks like inside a debt payoff plan (hint: Disneyland was in the budget)
• The financial reality of divorce that no one talks about until it's too late — and how having a strong financial foundation gave Naseema the power to leave
• The beauty tax, the hair cost, the professional appearance standards — and why Black women need a budget built for their actual reality
• Why most people don't need a financial advisor first — they need a money therapist
• The FIRE movement and how Naseema went from debt-free to millionaire in just a few years
• What she wants her three daughters to inherit beyond money

Connect with Naseema: https://www.financiallyintentional.com/podcast or https://www.instagram.com/financiallyintentional/

Subscribe to the Insider Notes Newsletter: https://bit.ly/YNMNewsletter

Get on the waitlist for next cohort of The Visibility Shift: https://kimberlybonline.com/waitlist

Thank you for tuning in! If you enjoyed this episode, share it with a friend, leave a review, and subscribe to the podcast.

You can command a boardroom and still go quiet where it matters most. In this powerful conversation, Kimberly sits down with licensed marriage and family therapist and author Colette Jane Fehr to talk about the one thing most of us never saw coming — that silence, not conflict, is what slowly destroys relationships. Colette's new book, The Cost of Quiet, is a timely guide for anyone who has ever kept the peace at the expense of their own voice, and this episode gets deeply personal fast.

We're going deep on:

• Why "keeping the peace" is actually a form of relationship self-abandonment — and how avoidant behavior shows up in ways that have nothing to do with being quiet
• The science of resentment and what it reveals about what you're actually allowing in your relationship
• How high-achieving professional women can advocate fiercely at work but go completely silent at home — and the attachment wiring behind why
• The 24-hour rule for conflict resolution and why coming back matters more than coming back perfectly
• What "Good Girl-itis" is, how it gets conditioned into us, and what it costs us physically, emotionally, and relationally

In This Episode:

• Colette shares the personal experience — including her own divorce — that shaped the framework behind The Cost of Quiet
• Kimberly opens up about her own patterns of self-silencing and the physical toll her first marriage took on her health
• The practical "start small" method Colette gives her clients for learning to speak up when silence has been the default for years
• Why resentment is actually misdirected anger — and how turning the lens back on yourself is the most empowering move you can make
• The Gottman research on what healthy couples actually do when they fight (hint: it's not about fighting less)
• Why high-performing women often retreat into "survival mode" at home and how to interrupt that cycle before the dirty laundry piles up
• Colette's reminder that speaking up is a muscle — and the more you use it, the stronger and more natural it becomes

Stay in touch with Colette: https://www.colettejanefehr.com/ or https://colettejanefehr.substack.com/

Subscribe to the Insider Notes Newsletter: https://bit.ly/YNMNewsletter

Get on the waitlist for next cohort of The Visibility Shift: https://kimberlybonline.com/waitlist

Thank you for tuning in! If you enjoyed this episode, share it with a friend, leave a review, and subscribe to the podcast.

Most personal development advice hands you a checklist and calls it transformation. But real growth doesn't work that way. In this episode, Kimberly is breaking down the only framework you actually need — three words that will change how you see yourself and how you move through your life.

This episode is your permission slip to stop waiting and start designing the life you actually want.

We're going deep on:

• Identity — Why who you're becoming matters more than what you're doing

• Learning — The critical step everyone skips between vision and action

• Action — How to move today, tomorrow, and toward the long game

In This Episode:

• Why most personal growth content is just "productivity in a wellness costume"

• The question that will reorient your entire life (hint: it's not "what do you want?")

• How to design your North Star identity — and why specificity is everything

• The difference between passive learning and the kind that actually changes you

• The three time horizons of action: today, tomorrow, and later

• Why you're catastrophically underestimating what you can do in a year

Subscribe to the Insider Notes Newsletter: https://bit.ly/YNMNewsletter

Get on the waitlist for next cohort of The Visibility Shift: https://kimberlybonline.com/waitlist

Thank you for tuning in! If you enjoyed this episode, share it with a friend, leave a review, and subscribe to the podcast.