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Are interest rates about to bite again?

In this episode of The Winner’s Playbook, Josh and Billy record from the new podcast studio for the first time and unpack some big money topics facing Australians right now.

They discuss inflation, the possibility of higher interest rates, what rising rates could mean for mortgages, bonds and cash, plus why investors may need to think carefully about buffers, debt and risk.

They also break down the latest on Division 296, possible Federal Budget changes around capital gains tax, trusts, negative gearing and EVs, and why it pays to build a plan that can adapt when the rules change.

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified

Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

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How much is enough to retire and why the answer is never simple.

What if the real challenge isn’t how much you have, but how you define “enough”?

In this episode of The Winner’s Playbook, Josh and Billy unpack one of the biggest questions in personal finance: how much you actually need for retirement. They explain why there’s no universal number, and how your lifestyle, goals, and spending habits shape the answer.

They break it down practically, starting with your current expenses, future plans, and the income required to fund your retirement lifestyle. They also discuss common mistakes, including chasing a number too early and taking on the wrong level of risk as retirement approaches.

A grounded look at retirement planning focused on clarity, flexibility, and building a strategy that actually works in real life.

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified

Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

Send us Fan Mail

Your 40s are where money either starts working for you… or you start working harder just to stay afloat.

In this episode of The Winner’s Playbook, Josh and Billy break down the realities of this stage of life, where peak earning years meet peak expenses, from mortgages and family pressure to career demands and retirement planning.

They discuss the most common mistakes, including investing too late, overcommitting to the family home, and relying too heavily on a single asset. They also share smarter strategies for building long-term wealth, including diversifying income streams, using superannuation effectively, and avoiding the trap of focusing only on paying off the home loan.

This episode highlights why taking action and avoiding overthinking are key to building financial freedom in the long run.

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified

Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.