Ben Kingsley sits down with Senator Andrew Bragg, Liberal Senator and Shadow Minister for Housing and Homelessness, for a wide-ranging conversation on the future of housing, tax reform, productivity and Australia’s economic direction.

In this special interview, they unpack the proposed changes to negative gearing and capital gains tax, the growing challenge of housing affordability, construction bottlenecks, energy policy, lending restrictions and what all of this could mean for everyday Australians trying to build wealth through property.

They also explore whether Australia’s housing crisis is really a supply issue, how productivity and red tape are impacting new home construction, and why borrowing capacity rules may be creating unintended consequences across the property market.

Plus, Ben asks the big question many investors are wondering right now:
Will the proposed tax reforms actually improve affordability… or could they create a two-tier property market?

If you want a deeper understanding of the policy debate shaping Australia’s property market, this is an episode you won’t want to miss.

Free Stuff Mentioned

Register for our upcoming webinar: Property Prices After Tax Reform: Fact vs Fiction 👇

https://thepropertycouch.com.au/registernow

Timestamps

• 00:00 – Introducing Senator Andrew Bragg
• 00:59 – Early life, money lessons and investing
• 03:30 – What Did the Budget Get Right?
• 04:16 – Shovel-ready housing and infrastructure
• 05:19 – Housing supply, migration and skills shortages
• 06:45 – Redistribution vs aspiration
• 08:31 – Productivity and building more homes
• 11:15 – Could a Simpler Building Code Help Build More Homes?
• 13:52 – Modular homes, tiny homes and cheaper builds
• 16:10 – Will banks finance alternative housing?
• 17:58 – Lending rules, APRA and borrowing capacity
• 18:31 – Investors competing with first home buyers
• 22:20 – How Do We Fix Australia’s Energy Problem?
• 25:09 – AI, data centres and economic growth
• 26:46 – Negative gearing and CGT changes
• 28:38 – Will the reforms help first home buyers?
• 30:40 – Could this create a two-tier property market?
• 31:04 – Housing fairness or revenue raising?
• 33:20 – Negative gearing as a “moment in time”
• 34:14 – Who really gets locked out?
• 36:19 – Capital gains tax and younger Australians
• 39:55 – Quick-fire housing questions
• 40:50 – One housing reform to pass immediately
• 42:06 – Ben’s final reflections
• 43:45 – Upcoming webinar: Property Prices After Tax Reform

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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In this Friday Fundamentals episode, Ben is joined by Evan Lucas to unpack a bold policy idea for first home buyers.

Evan’s hill to die on?

Australia should use a super-like system to help people save for their first home deposit.

Instead of relying on grants, 5% deposit schemes, or capped first home buyer programmes, he argues that the super infrastructure already exists and could be used much more effectively to help people build real deposit savings from the moment they enter the workforce.

The conversation explores how the model could work, why saving a deposit remains one of the biggest barriers to home ownership, and the pros and cons of linking long-term retirement savings with first home access.

It’s a big idea — and one that’s guaranteed to spark opinions.

What do you think? Got your own hill to die on? Send it through here: https://thepropertycouch.com.au/topics/

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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The 2026 Federal Budget just changed the property landscape... and not in the ways most people expected.

Recorded the day after the announcement, this special emergency episode brings Bryce back to the couch with Ben for an unfiltered, fast-thinking breakdown of what actually happened and what it means for property investors.

Negative gearing has changed. CGT treatment has shifted. Regional markets are exposed. And as Bryce puts it: "Location now does 90% of the heavy lifting."

In this episode, they unpack:

• The unintended consequences already taking shape
• What these changes actually mean for investors (beyond the headlines)
• Whether affordability for first-home buyers will genuinely improve
• Why rents could rise further (not fall)
• Which markets are most at risk right now
• And the clear-headed question every investor should be asking: what do I do next?

This is just the start of our Budget analysis. Deeper economic unpacking is coming in future episodes but if you want to understand the lay of the land before the dust settles, start here.

FREE STUFF MENTIONED

• (FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction
  The Federal Budget has landed… and with it, major changes to negative gearing and capital gains tax, but what does this actually mean for property investors? In this LIVE webinar, Ben uncovers what this means for property prices, investors, first-home buyers and renters across Australia.
  🗓 Tuesday, 26th May
  ⏰ 7:30pm AEST
  👉 Register Free Here
  
  
• How To Retire On $3K A Week 📘
  The evergreen investing framework Ben & Bryce reference throughout this episode. Learn the long-term principles behind building financial peace through property and money management.
  👉 Get Your Free Copy Today
  
  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube