Did you know your team’s biggest productivity killer isn’t skill or motivation, but money stress? Financial worry is the silent thief of business growth and here’s how to stop it.

In this episode, Mike Michalowicz, author of Profit First, joins Katie to unpack his latest book The Money Habit. He reveals why financial stress isn’t just a personal issue but a business problem, and how clarity accounts can transform both your household and your company. You’ll learn why money worries drain productivity, how to set up a simple framework that works in any season of life, and why intentionality, not deprivation, is the real key to financial freedom.

This isn’t just about spreadsheets or stinginess. It’s about building a system that gives you control, confidence, and peace of mind, whether you’re paying off debt, preparing for retirement, or simply wanting your team to show up focused and energized.

In this episode of The Profit First Podcast Australia and New Zealand podcast, you’ll learn the following:

• 14:38 – How personal financial stress can sabotage business success
• 16:08 – The hidden productivity killer that drains focus and output
• 19:26 – How “clarity accounts” eliminates confusion, arguments, and stress in finances
• 23:25 – Five core account categories and how they create balance
• 29:13 – How to adapt your money system to different life stages and unexpected challenges
• 32:06 – Why denial is the worst financial plan and how to build resilience for emergencies before they happen
• 32:56 – How one simple account can kickstart lasting financial clarity (and why messy progress beats perfection)

Your business and personal finances are like two legs. You can’t walk straight if one is weak. Whether you’re leading a team or running your household, The Money Habit offers a framework that adapts to your life and business.

Listen in and start building a system that works for you instead of against you.

CONNECT WITH KATIE CRISMALE-MARSHALL

• Instagram: https://www.instagram.com/profitfirstanz/
• Website: https://www.profitfirstaustralia.com.au/
• LinkedIn: https://www.linkedin.com/company/profitfirstanz/
• YouTube: https://www.youtube.com/channel/UCGh889iRtnzqDh8RVPY7YCw
• Facebook: https://www.facebook.com/profitfirstanz

Being fully booked doesn’t guarantee profit. Here’s how to fix the hidden leaks in your business.

Running a business may look straightforward from the outside, but behind the scenes it’s a constant juggle of cash flow, expenses, and services that don’t always add up.

In this episode, profit and growth consultant Laura O’Hagan reveals why so many business owners feel busy yet broke. She shares her proven framework, explains why Profit First is just one tool in a bigger toolkit, and walks us through the exact steps she uses to help owners stop stressing about bills and start keeping more of their hard‑earned money.

If you’re wondering why your business feels full but your bank account feels empty, this conversation will give you the clarity, confidence, and practical strategies you need to finally make your business work for you.

In this episode of The Profit First Podcast Australia and New Zealand podcast, you’ll learn the following:

• 00:25 – Why businesses struggle with profit despite being busy
• 07:24 – The threshold where profit transformation begins
• 10:44 – How Profit First fits into a broader framework
• 14:05 – The first 30 days that change everything
• 17:14 – How to uncover which services are profitable, which are draining cash, and how to restructure pricing for sustainable margins
• 20:55 – Why seeing costs in black and white shifts mindset, reduces fear of price increases, and helps you make confident decisions
• 26:33 – The KPIs every business owner must track

Want to learn how to stop stressing about bills, wages, and tax and start keeping more of your hard‑earned cash? Do you want to break free from the cycle of being busy but not profitable?

Then stop guessing and start running a business that pays you back. This conversation will show you exactly where to begin.

CONNECT WITH LAURA O’HAGAN

• Website: https://laurajohagan.com/
• Instagram: https://www.instagram.com/laurajohagan/

CONNECT WITH KATIE CRISMALE-MARSHALL

• Instagram: https://www.instagram.com/profitfirstanz/
• Website: https://www.profitfirstaustralia.com.au/
• LinkedIn: https://www.linkedin.com/company/profitfirstanz/
• YouTube: https://www.youtube.com/channel/UCGh889iRtnzqDh8RVPY7YCw
• Facebook: https://www.facebook.com/profitfirstanz

Are you working harder than ever but still not seeing profit? Here’s why (and how to fix it).

In this episode, Nathan Rigney, a seasoned Profit First advisor and accountant, breaks down the psychology behind cash flow, why most business owners unknowingly sabotage their own profits, and how to finally take control of your finances without drowning in spreadsheets.

Learn how to stop being a slave to your business and start paying yourself what you’re worth. Because running a business isn’t just about sales and systems. It’s about truly understanding the money that fuels it.

This conversation is packed with practical insights that will help you see your numbers differently, make smarter decisions, and finally generate the profit your hard work deserves.

In this episode of The Profit First Podcast Australia and New Zealand podcast, you’ll learn the following:

• 03:26 – Why traditional accounting fails most entrepreneurs and how Profit First simplifies cash flow
• 06:46 – The different types of accountants and why not all of them are equipped to solve your business problems
• 09:45 – How your relationship with money impacts your success and why self-awareness is just as important as technical knowledge
• 14:01 – How the right financial team can help you stop struggling
• 18:02 – What a Profit Generator really does
• 23:19 – How to start thinking like a business owner
• 26:14 – Must-hear advice for accountants and business owners who want to thrive instead of just survive

If you’ve ever felt like your business is running you instead of the other way around, this conversation will give you the clarity and confidence to take back control. Nathan’s insights prove that profit isn’t about luck - it’s about strategy, mindset, and making the right financial choices.

Tune in, take notes, and start building the profitable business you deserve.

CONNECT WITH NATHAN RIGNEY

• Website: https://ngraccounting.com.au/
• LinkedIn: https://www.linkedin.com/in/nathan-rigney/

CONNECT WITH KATIE CRISMALE-MARSHALL

• Instagram: https://www.instagram.com/profitfirstanz/
• Website: https://www.profitfirstaustralia.com.au/
• LinkedIn: https://www.linkedin.com/company/profitfirstanz/
• YouTube: https://www.youtube.com/channel/UCGh889iRtnzqDh8RVPY7YCw
• Facebook: https://www.facebook.com/profitfirstanz