Episodes

  • How Your Car Shares Your Location With Data Brokers

    How Your Car Shares Your Location With Data Brokers
    Jun 15 2026
    Episode 53 of The Privacy Podcast: Lucas and Luna reveal how modern cars collect location data, driving habits, and even in-cabin conversations — and sell that data to brokers, insurers, and advertisers. They break down the case of a Ford F-150 whose GPS data was used to raise the owner's insurance premium without consent. Plus, they explain how a 2025 FTC complaint against General Motors for sharing driving data with LexisNexis has put the entire auto industry on notice. Listeners learn the specific privacy settings to disable on their own vehicles and why the right to repair movement is now a privacy battle. The episode closes with a look at the proposed bipartisan 'Driver Privacy Act of 2026' and what it means for consumers. A must-hear for anyone who drives a car made after 2018. #Privacy #DataBrokers #CarData #ConnectedCar #LocationTracking #Insurance #FTC #LexisNexis #GeneralMotors #Ford #RightToRepair #DriverPrivacyAct #Technology #FexingoBusiness #BusinessPodcast #ConsumerRights #DataProtection #GDPR Keep every episode free: buymeacoffee.com/fexingo
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    11 mins
  • How Your Employer Reads Your Slack Messages After You Quit

    How Your Employer Reads Your Slack Messages After You Quit
    Jun 15 2026
    Episode 52 of The Privacy Podcast: Lucas and Luna investigate why employers can monitor your Slack messages even after you leave the company. They break down a 2025 case where a former employee discovered their company retained and searched their private DMs months after termination. The hosts explain the legal gap in the Stored Communications Act, how Slack's enterprise key management works, and what rights (or lack thereof) employees have over their workplace communications. They also cover the difference between message retention policies and actual privacy, and offer practical steps to protect your digital conversations before resigning. No fear-mongering — just the specific technical and legal reality of workplace surveillance. #SlackData #EmployeeMonitoring #WorkplacePrivacy #StoredCommunicationsAct #DigitalPrivacy #DataRetention #EnterpriseKeyManagement #SlackDM #PostEmploymentPrivacy #EmployeeRights #PrivacyLaw #DataBrokers #CorporateSurveillance #TechPolicy #GDPR #PrivacyPodcast #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo
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    12 mins
  • How Smart Thermostats Hand Your Floor Plan to Insurers

    How Smart Thermostats Hand Your Floor Plan to Insurers
    Jun 14 2026
    Episode 51 of The Privacy Podcast investigates how data from smart thermostats and home energy monitors is being repackaged and sold to property insurers. Lucas and Luna walk through the case of a family in Texas whose insurance premium jumped 18% after their ecobee thermostat data revealed a rarely-used second floor — information the insurer used to reassess fire and freeze risk. The episode traces the data pipeline from the thermostat's occupancy sensor to the broker's insurance-risk score, explains the legal loophole in the US that allows this without explicit consent, and compares it to the UK's stricter GDPR position. The hosts discuss one concrete thing listeners can check tonight: whether their energy provider's 'free thermostat' program has an opt-out buried in the terms of service. A fresh privacy rabbit hole that turns a device meant to save money into a tool that costs you more. #SmartThermostat #InsuranceData #HomePrivacy #IoTData #DataBroker #OccupancyTracking #PropertyInsurance #RiskScoring #ecobee #Nest #ConsumerRights #GDPR #PrivacyLoophole #EnergyData #SmartHome #Technology #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo
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    8 mins
  • How Hackers Are Selling Your Therapy Session Transcripts

    How Hackers Are Selling Your Therapy Session Transcripts
    Jun 14 2026
    Episode 50 of The Privacy Podcast examines the alarming trade in confidential therapy session data on the dark web. Lucas and Luna discuss a 2025 breach at a major telehealth platform that exposed thousands of patient transcripts, and how poorly secured mental health apps are becoming prime targets for cybercriminals. They explore the legal gaps in HIPAA and GDPR when it comes to psychotherapy notes, and what the proposed federal Mental Health Privacy Act aims to change. This episode includes a specific walkthrough of how stolen therapy data is priced and sold—often for as little as $50 per transcript—and what you can do to protect your digital privacy when seeking care online. #TherapyData #TelehealthBreach #MentalHealthPrivacy #DarkWeb #HIPAA #GDPR #CyberSecurity #PsychotherapyNotes #DataBrokers #PatientPrivacy #HealthPrivacy #DataBreach #TechEthics #PrivacyRights #FexingoBusiness #BusinessPodcast #Technology #PrivacyPodcast Keep every episode free: buymeacoffee.com/fexingo
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    7 mins
  • How Your Dating Profile Feeds the Background Check Industry

    How Your Dating Profile Feeds the Background Check Industry
    Jun 13 2026
    Episode 49 of The Privacy Podcast: Lucas and Luna investigate how dating app data—photos, messages, location history—flows into background check databases used by employers, landlords, and even dates themselves. They focus on the case of Clearchecks, a startup that scraped millions of OkCupid profiles to build instant background reports without user consent. The hosts walk through the data pipeline, the legal loophole in the Fair Credit Reporting Act, and what happened when a class-action lawsuit forced Clearchecks to shut down in April 2026. They also discuss what listeners can do to limit their exposure. A concrete, unsettling look at one of the least-discussed privacy leaks in the tech world. #DatingAppPrivacy #BackgroundChecks #Clearchecks #OkCupid #DataBroker #FairCreditReportingAct #PrivacyRights #ClassAction #DataScraping #Consent #DigitalPrivacy #Technology #FexingoBusiness #BusinessPodcast #PrivacyPodcast #GDPR #DataProtection #OnlineDating Keep every episode free: buymeacoffee.com/fexingo
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    6 mins
  • How Data Brokers Score Your Political Leaning

    How Data Brokers Score Your Political Leaning
    Jun 13 2026
    Lucas and Luna unpack the shadowy industry of political data scoring — how data brokers like Acxiom and LiveRamp assign political affiliation scores to nearly every US adult, often without consent. They trace how voter file data gets merged with consumer purchase history, social media activity, and even magazine subscriptions to build predictive models used by campaigns, advocacy groups, and sometimes employers. Specific examples include how buying a gun magazine might tag you as 'conservative' or donating to Planned Parenthood tags you as 'liberal' — and how these scores can stick even if you change your views. They also discuss the 2024 Federal Trade Commission complaint against Mobilewalla for scraping location data to infer political and religious affiliations, and the lack of federal privacy law regulating this practice. The episode closes with practical steps listeners can take to opt out of major data broker political scoring lists. #DataBrokers #PoliticalScoring #Acxiom #LiveRamp #Mobilewalla #FTC #PrivacyRights #VoterData #ConsumerPrivacy #PoliticalAdvertising #DataPrivacy #Technology #FexingoBusiness #BusinessPodcast #Podcast #DataProtection #GDPR #DigitalRights Keep every episode free: buymeacoffee.com/fexingo
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    8 mins
  • How Your Car Insurance App Tracked Your Driving Without Consent

    How Your Car Insurance App Tracked Your Driving Without Consent
    Jun 12 2026
    In this episode of The Privacy Podcast, Lucas and Luna examine the hidden data collection in usage-based car insurance apps like Progressive's Snapshot and Allstate's Drivewise. They reveal how these apps collect detailed driving behavior data—including speeding, hard braking, and phone handling—and how some insurers have shared this data with data brokers without clear consent. The hosts discuss a 2025 Federal Trade Commission investigation into these practices, the loopholes in state privacy laws that allow this, and what consumers can do to protect themselves. They also highlight a recent class-action lawsuit against a major insurer for selling driving data to advertisers. With specific examples and concrete policy details, this episode explains why your car insurance app might know more about your driving than you realize, and how to opt out or limit data sharing. #UsageBasedInsurance #CarInsurancePrivacy #SnapshotApp #DrivewiseApp #DriverTracking #DataBrokers #FTCPrivacy #ClassActionLawsuit #InsuranceDataSharing #DrivingBehaviorData #ConsumerPrivacy #Telematics #Tech #FexingoBusiness #BusinessPodcast #PrivacyPodcast #DataProtection #DigitalRights Keep every episode free: buymeacoffee.com/fexingo
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    8 mins
  • How Background Check Apps Expose Your Private Data

    How Background Check Apps Expose Your Private Data
    Jun 12 2026
    Lucas and Luna investigate the booming industry of background check apps that aggregate public records and sell dossiers on nearly every American adult. They walk through how services like TruthFinder, Instant Checkmate, and BeenVerified scrape court records, property data, social media profiles, and family connections — then repackage them for anyone willing to pay a monthly fee. The hosts discuss a recent 2026 FTC report that found 79% of background check apps contain errors that could harm a person's housing or employment application. They also explore the legal loophole: these companies claim they are protected by the Fair Credit Reporting Act's definition of 'consumer reporting agency,' but many operate outside those rules by calling themselves 'people search' services. Lucas notes that even deleting your profile from one of these sites often requires mailing a notarized letter, and Luna points out that the industry generates roughly $2.4 billion in annual revenue. The episode closes with concrete steps listeners can take to opt out of the major services. #BackgroundCheckApps #TruthFinder #InstantCheckmate #BeenVerified #FTC #FairCreditReportingAct #PublicRecords #DataBrokers #PeopleSearchSites #PrivacyRights #OptOut #DataAggregation #ConsumerProtection #DigitalPrivacy #Technology #FexingoBusiness #BusinessPodcast #ThePrivacyPodcast Keep every episode free: buymeacoffee.com/fexingo
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    10 mins