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The Personal Finance Podcast

The Personal Finance Podcast

By: Andrew Giancola
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Summary

 Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.© 2022 The Personal Finance Podcast Economics Leadership Management & Leadership Personal Finance
Episodes
  • Focus on THIS in Retirement (Everything Else is Noise)

    Focus on THIS in Retirement (Everything Else is Noise)
    May 4 2026
    The retirement equation is simpler than most people think. The problem is nobody ever told them which variables they actually get to decide. Here is the framework that fixes that. 👉 Join Andrew's FREE Portfolio Pyramid Masterclass. https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 What You'll Learn in This Episode The JP Morgan Retirement Equation: what you can control, what you cannot, and what falls in between Why obsessing over market returns and Social Security is a waste of your energy How to build a cash buffer that reduces sequence of return risk The health habits that directly predict longevity and why they are a financial decision The two things you have total control over that determine whether your retirement succeeds How to store estate planning documents so your family can find everything when it matters When a reverse mortgage makes sense and what Andrew would consider first Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 Resource/s Mentioned AnnualCreditReport.com (Free Credit Reports) NFCC.org (National Foundation for Credit Counseling — Nonprofit Credit Counselor Finder) Book/s Mentioned Why We Sleep https://kit.co/MasterMoney/high-performance-book-club/why-we-sleep-unlock Die With Zero https://kit.co/MasterMoney/high-performance-book-club/die-with-zero-getti Episode/s Mentioned The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step) https://youtu.be/AEfhdlB9mcc The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer https://youtu.be/VxZBGKJVafE Watch Next How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE AI Is Coming for Your Job. Here's How to Prepare Financially https://youtu.be/fC86BKAUBxc How to Reduce Your Car Insurance (And Save Thousands) https://youtu.be/0PPKtvMQ4MA Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is one thing about retirement you have been stressing about that you now realize might be outside your control? Drop it in the comments and let the community help you refocus on what actually matters. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    51 mins
  • How to Build Your Investment Portfolio (The Portfolio Pyramid!)

    How to Build Your Investment Portfolio (The Portfolio Pyramid!)
    Apr 29 2026
    Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar. 👉 Join Andrew's FREE Portfolio Pyramid Masterclass: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 What You'll Learn in This Episode The complete Portfolio Pyramid framework and exactly how much of your money belongs in each of the three tiers Why the foundation should make up 80% of your portfolio and what happens to your wealth when you skip it The specific index funds and ETFs that belong in your foundation and why they outperform most professional money managers What the growth layer is, what goes in it, and the individual stocks Andrew is personally buying right now When you have actually earned the right to add speculative assets to your portfolio and how much is too much The biggest mistakes investors make at every tier and how to avoid all of them Four advanced Q&As covering a guaranteed $99K teacher's pension, lowering taxes on a $1M 401k rollover, Medicare costs in retirement, and protecting your portfolio as you age Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Investment Calculator https://expert-hustler-605.kit.com/aefaaad27e Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 Resource/s Mentioned Trust and Will - https://trustandwill.sjv.io/zxdnoW Episode/s Mentioned The Simple Path to Wealth (With J.L. Collins) https://youtu.be/-02BNewBfbo The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer https://youtu.be/VxZBGKJVafE Watch Next How to Invest Your First $10K https://youtu.be/GCW1lfujZ2I The Financial Priorities That Matter Most (By Life Stage) https://youtu.be/h2WFjoekghE AI Is Coming for Your Job. Here's How to Prepare Financially https://youtu.be/fC86BKAUBxc How to Reduce Your Car Insurance (And Save Thousands) https://youtu.be/0PPKtvMQ4MA The $10K, $100K, $1M Milestones That Change Everything https://youtu.be/oM7FvHv75Hw Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Where are you right now in the Portfolio Pyramid? Are you still building your foundation, starting to add growth layer investments, or have you moved into speculation territory? Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show More Show Less
    1 hr and 10 mins
  • How to Invest Your First $10K

    How to Invest Your First $10K
    Apr 27 2026
    Saving $10,000 is a milestone. Investing it correctly is a life changer. Here is the step-by-step plan to do it right. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode The seven-step framework for investing your first $10,000 the right way Why tax-advantaged accounts should always come before a brokerage account and the exact order to fund them The Portfolio Pyramid strategy that makes choosing investments simple for any new investor The ten most common mistakes new investors make and how to avoid every single one Roth 401k versus traditional 401k: how to know which one is right for your situation Whether your Roth IRA contributions count toward the 50/30/20 rule (the answer might surprise you) What to do when your employer 401k match comes in as company stock Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! 👉 Join Andrew’s FREE Investing for Beginners Masterclass. 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Acorns → Start investing + get $5 bonus http://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Compound Interest Calculator Resource/s Mentioned Investing For Beginners Masterclass Episode/s Mentioned What is the Difference Between Index Funds vs ETFs? How to Invest in Index Funds (Step-By-Step!) How I Break Down Index Funds for My Portfolio The 5 BEST Dividend ETFs to Hold for LIFE Boost Your Savings Rate to 20%+ in 5 Easy Steps The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step) Watch Next The Financial Priorities That Matter Most (By Life Stage) AI Is Coming for Your Job. Here's How to Prepare Financially How to Reduce Your Car Insurance (And Save Thousands) The $10K, $100K, $1M Milestones That Change Everything How to Fix Your Finances If You Make $100,000 (and Still Feel Broke) Connect with Andrew Instagram Website TikTok X LinkedIn YouTube Question for you: What has been stopping you from putting your $10,000 to work? Drop it in the comments and let the community help you take the next step. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    57 mins
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