The Note Closers Show - The #1 Podcast for Note Investing cover art

The Note Closers Show - The #1 Podcast for Note Investing

The Note Closers Show - The #1 Podcast for Note Investing

By: Scott Carson
Listen for free

About this listen

Explore the world of real estate note investing and gain insights into controlling real estate at huge discounts!

Are you a real estate investor or entrepreneur looking to expand your knowledge in the market? Welcome to "The Note Closers Show Podcast," a podcast dedicated to real estate investing, with a focus on note investing.

Join your host, Scott Carson, a seasoned investor with experience in real estate and note investing. This podcast aims to provide a comprehensive look at buying, selling, and managing mortgage notes and paper assets.

What You'll Learn & Who You'll Meet:

  • Distressed Asset Insights: Learn about buying non-performing and performing notes from various sources and how this relates to controlling properties.
  • Expert Interviews: Scott features discussions with industry experts, including attorneys, loan servicers, title experts, vendors, and successful individuals in the field.
  • Actionable Strategies: Gain insights into finding deals, performing due diligence, negotiating, creative financing techniques, and potentially maximizing returns.
  • Beyond the Notes: The show also delves into entrepreneurial skills such as marketing, raising capital, business systems, and the mindset needed for success in various market conditions.
  • Inspiration & Entertainment: Listen to engaging conversations with diverse guests who share their journeys.

Why Tune In?

Whether you're new to real estate investing or have experience, Scott aims to provide knowledge and clarity to help you in your endeavors. The content is presented with a focus on finding opportunities.

Join the Community:

  • Listen to new episodes weekly across major podcast platforms and watch on YouTube.
  • Find free resources and a schedule of events and training at www.WeCloseNotes.com.
  • Learn more about potential coaching opportunities by booking a call at www.TalkWithScottCarson.com.


Subscribe now to explore real estate note investing!

Scott also brings in experts in marketing, entrepreneurship, business, and mindset to help his audience in the day-to-day grind of being a business owner, investor and entrepreneur. With over a decade of experience as the “Note Guy” Scott has invested in all types of note investments. Ranging from residential assets on an individual or large bulk basis to commercial notes in each asset class, Scott has the connections and knowledge to help his students take down all property types. If you have an appetite to grow your business from single family homes to multifamily, self-storage, mobile home parks, mixed-use, strip malls or other asset classes, Scott brings on the experts in these different fields to help give you guidance and clarity as a note and real estate investor to find success at your own pace. The Note Closers Show also features a variety of different experts and vendors, ranging from attorneys, servicing companies, special servicing experts, title experts, and other real estate professionals to help you organize your own note business and have the best possible team of professionals at your disposal. Along with these experts, Scott also spends time identifying market and deal opportunities across the multiple facets of the note and paper industry. Scott also realizes that work isn’t everything to an entrepreneur, and that’s why he also mixes in the occasionally mindset expert and guest wild card to keep his shows content fresh and relevant in today’s everchanging investment environment. It’s common for Scott to add an award-winning personality, athlete or podcaster to the stellar lineup of guests who might make a surprise appearance on the podcast. Scott’s willingness to be an open book and share the different facets of his business, life, and journey and his ability to use humor (and his sound effects) will keep you coming back again and again.

Copyright 2018-2026 Scott Carson, We Close Notes, Inc | All rights reserved Career Success Economics Leadership Management & Leadership Personal Finance
Episodes
  • BONUS - Note Investing 101 - 2 Hour Training Class

    BONUS - Note Investing 101 - 2 Hour Training Class
    Apr 10 2026
    Unlock the Power of the "Lien Lord": Master Your Financial Future!Dive into the lucrative world of bank note investing with Scott Carson, the "Note Guy." This 2026 edition of Note Investing 101 reveals how you can move away from the traditional headaches of being a landlord and instead embrace the high-yield, low-stress life of a "Lien Lord". Whether you are a seasoned investor or a complete novice, these insights will show you how to leverage the same debt-buying strategies used by Wall Street to generate consistent cash flow and achieve double-digit returns.Core Topics Covered in the Training:The "Lien Lord" Strategy: Learn why buying debt is often superior to traditional fix-and-flips, focusing on cash flow and leverage rather than property maintenance.Institutional vs. Non-Institutional Debt: Understand the differences between bank-originated notes and private owner financing, and why focusing on the institutional side offers more consistent deal flow.Asset Classes & Niches: A breakdown of residential first and second liens, commercial notes, and contract for deeds, including which niches to prioritize for the best returns.State-Specific Foreclosure Dynamics: Navigating the differences between judicial and non-judicial foreclosure states and how these timelines impact note pricing and profitability.Direct-to-Bank Marketing: Proven techniques for finding notes by contacting asset managers at the 5,000+ federally chartered banks and thousands of lending institutions.The Banker’s Mindset: Shifting your perspective from owning property to owning the legal balance, emphasizing workouts and "trial payment plans" (TPPs) over immediate foreclosure.Social Media & Capital Raising: How to use platforms like LinkedIn, YouTube, and TikTok to build authority, find deals, and raise millions in private capital.Due Diligence & Servicing: The essential role of third-party licensed servicers and the "red flag" items to check—like title liens and bankruptcy filings—before purchasing an asset.Take Action and Scale Your Business!The journey to financial independence doesn't have to be a solo mission. From free resources like the Note Closer Show podcast and Note Night in America webinars to the intensive "Note Buying for Dummies" workshop, there is a clear path to help you reach a six-figure income within 12 to 24 months. Don't let your capital sit idle—stop being "tired of being tired" and start putting your money to work today. Visit notebuyingfordummies.com to join the next workshop and take the first step toward your new legacy!Watch the training VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
    Show More Show Less
    2 hrs and 1 min
  • How to Make 6-Figures Annually as a Real Estate Note Investor in 2026

    How to Make 6-Figures Annually as a Real Estate Note Investor in 2026
    Apr 10 2026
    Are you tired of the "toilets, tenants, and trash" of traditional real estate? In this episode, Scott Carson breaks down the updated 2026 roadmap to generating a six-figure annual income by becoming the bank. We move past theory and into the actual math of how to replace your salary by leveraging other people's money (OPM) and targeting high-yield, small-balance mortgage notes. Whether you are looking to exit your 9-to-5 or scale a massive portfolio, this "rinse and repeat" game plan is your blueprint for success in the secondary market. Key Takeaways from the 2026 StrategyThe Math of Six-Figure Success: To hit roughly $60,000 in annual cash flow, the strategy focuses on acquiring 15 performing notes that net approximately $333 per month each after paying out your private investors. Leveraging Other People's Money (OPM): You don't need your own capital to scale; the plan involves borrowing funds at an 8% interest-only rate from IRA investors who are currently making 0%, creating a win-win for both parties. The Power of "Skin in the Game": When working with non-performing borrowers, a critical step is requiring them to bring at least four months of payments to the table as "skin" to earn a loan modification, which can generate an immediate $30,000 in upfront income across 15 deals. Building a Multi-Million Dollar Portfolio: By targeting assets with a fair market value of $50,000 or more and buying the debt at a 50% discount, a 15-deal portfolio represents $750,000 in property value while only requiring $375,000 in total funding. The Big Back-End Payday: The ultimate goal is to "season" these notes for 12 months until they are reperforming, allowing you to sell them at 80% of their value and pocket the massive equity spread—potentially pushing your total annual income well over $300,000. Success in note investing for 2026 isn't about working harder; it’s about following a disciplined plan, staying coachable, and consistently making offers. By focusing on the "note business" rather than the "foreclosure business," you can build a scalable, high-yield machine that works even while you sleep. Don't be a "secret agent"—get out there, share your goals, and start bidding on tapes to secure your financial future. Ready to dive deeper? Check out our upcoming online workshop or visit WeCloseNotes.com for more resources!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!
    Show More Show Less
    34 mins
  • Mortgage Note Case Study: Turning Performing Notes into $1M Profit

    Mortgage Note Case Study: Turning Performing Notes into $1M Profit
    Apr 8 2026
    Maximize Your Returns: Inside the 112-Note Power PlayWelcome to a masterclass in deal flow! In this high-stakes episode of Note Night in America, we go "under the hood" of a massive 112-note tape to show you exactly how professionals analyze, filter, and bid on mortgage debt. Whether you’re looking for steady monthly "cha-chings" or a million-dollar exit through strategic refinancing, this breakdown reveals the formulas you need to turn a spreadsheet of raw data into a lucrative investment machine.Key Takeaways from the 112-Note Tape Analysis:Diverse Asset Inventory & Geography: The tape features 112 first liens, primarily consisting of performing or re-performing loans with a few non-performing assets mixed in. The inventory is spread across the country—including Florida, Texas, and Michigan—with a significant concentration in West Coast states like California, Washington, and Oregon.Property Types & Equity Positions: The list includes a variety of residential classes, such as single-family homes, condos, manufactured housing, and mobile homes on acreage. A critical finding in the analysis was that nearly every asset on the tape has positive equity, with only about a dozen showing negative equity, providing a secure "lien lord" position for investors.The Power of 36-Month Payment History: A standout feature of this specific tape is the inclusion of 36 months of detailed payment history for each borrower. This allows investors to calculate the "true" cash flow—identifying which borrowers are paying the minimum, who is paying extra, and who has been consistently on time over the last three years.Strategic Bidding Formulas: For notes with significant equity, the recommended bidding strategy is 80% of the legal balance (or estimated payoff) to remain competitive, as "lowball" bids at 40–50% are unlikely to be accepted in the current market. For assets with negative equity, the strategy shifts to bidding roughly 65% of the fair market value.Exit Strategies for Maximum Profit: Beyond simple monthly cash flow, the episode highlights the potential for a "triple win": earning the monthly principal and interest, collecting extra principal from over-performing borrowers, and a final "cha-ching" when the borrower refinances or sells. By partnering with loan officers to help borrowers refinance out of high-interest notes (some as high as 11.84%), investors can capture a massive chunk of back-end equity profit.Conclusion: Stop Guessing and Start Bidding!The note business isn't about owning property; it's about owning the debt and the legal right to the cash flow. As demonstrated in this deep dive, the right data—like 36 months of history and accurate payoff amounts—empowers you to make smart, aggressive offers that win deals while securing double-digit ROIs. Don't let these opportunities pass you by; take these formulas, apply the "80% rule" where there's equity, and start building your legacy one note at a time!Check out the Tape HERE!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
    Show More Show Less
    1 hr and 13 mins
No reviews yet