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The Fiscal Physical Retirement Podcast

The Fiscal Physical Retirement Podcast

By: Ryan Nelson & Aaron Hoisington
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Smart Retirement Planning. Straightforward Advice.

Welcome to The Fiscal Physical Retirement Podcast, the show built for professionals and pre-retirees who want clarity, confidence, and control over their financial future. Hosted by Aaron Hoisington and retirement planner Ryan Nelson, founder of Alchemy Wealth Management and author of Your Fiscal Physical, this podcast delivers practical advice, expert insights, and real conversations about retirement readiness, tax-efficient investing, and long-term wealth strategies.

Whether you're five years from retirement or just starting to get serious about your financial goals, each episode simplifies complex financial topics into clear, actionable steps. No jargon. No fear. Just the guidance you need from a trusted financial advisor serving Nevada and beyond.

If you’re looking for a retirement podcast that’s approachable, insightful, and worth your time, this is it.

Subscribe now and get your Fiscal Physical. Your retirement health depends on it.

© 2026 The Fiscal Physical Retirement Podcast Economics Personal Finance
Episodes
  • How to Prepare Financially for a Layoff Before It Happens

    How to Prepare Financially for a Layoff Before It Happens
    Jun 9 2026
    The best time to prepare for a layoff is before it ever happens. In this episode, Ryan walks through a step-by-step plan to get financially ready, starting with your survival number, the bare-minimum amount your household needs to cover each month.

    From there he covers building an emergency fund that fits that number, trimming fixed costs ahead of time, and knowing your options for health coverage like COBRA and what to do with a 401(k) when you leave a job. The point is to replace fear with a plan, so a job loss becomes a setback you are ready for instead of a crisis. This is education, not personal advice, so tailor the steps to your own situation.

    Find "Your Fiscal Physical" the book on Amazon

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, Stay the Course!
    Show More Show Less
    23 mins
  • Money in Your 20s: What I'd Do Differently If I Started Over

    Money in Your 20s: What I'd Do Differently If I Started Over
    Jun 2 2026
    If you could restart your financial life at 22, what would you do differently? In this episode, Ryan answers that honestly, and the takeaways work for anyone who wants to build wealth, not just recent grads.

    His list is refreshingly simple: start investing early so time does the heavy lifting, automate your savings so good habits run on autopilot, always capture your full employer match, keep lifestyle creep in check as your income grows, and lean on Roth accounts while your tax rate is low. Aaron adds his own take, and the two keep it practical. This is education, not personal advice, so build your own plan around your situation.

    Find "Your Fiscal Physical" the book on Amazon

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, Stay the Course!
    Show More Show Less
    24 mins
  • Is the Middle Class Getting Squeezed? Wages vs. the Cost of Living

    Is the Middle Class Getting Squeezed? Wages vs. the Cost of Living
    May 26 2026
    Is the middle class really getting squeezed, or is that just a headline? In this episode, Ryan looks at what has actually happened to middle-class buying power over the past few decades and why housing has become the single biggest pressure on most family budgets.

    He and Aaron separate the real strain from the noise, including why your personal inflation rate can look very different from the number you see on the news. The goal here is perspective, not panic. Understanding where the squeeze is real, and where it is overstated, helps you focus your budget and your plan on the things that actually move the needle for your household.

    Find "Your Fiscal Physical" the book on Amazon

    If you have suggestions or feedback, please email us at: Podcast@AlchemyWealth.com

    And, as always, Stay the Course!
    Show More Show Less
    24 mins
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