Starting a Bank in the Age of AI
Failed to add items
Add to basket failed.
Add to wishlist failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
-
Narrated by:
-
By:
We’re at a wake-up moment. In ten years, banking has changed more than it did in the century before.
So, Al and Steve pose a question: If you created a bank from scratch in 2026, how would you build it? Their answer: cleaner data models, AI agents embedded from day one and a workforce already fluent in the tools.
Plus, Al and Steve highlight what established banks can embrace right now to stay competitive at a time of turbulent change.
Subscribe to the Plugged In podcast here:
https://qrco.de/bgfV5g
Chapters
[00:00] Intro: Building a Bank From Scratch
[02:00] AI Is Changing Everything
[03:30] If We Started a Bank Today…
[05:30] Data as the Foundation
[07:00] The “Tiger Team” Approach
[09:20] Tech vs Banks: Who’s Learning Faster?
[11:30] Why Small, Fast Teams Win
[13:00] AI Experiments & Real-World Examples
[14:30] Rethinking Bank Performance Metrics
[16:00] Service as Software
[17:30] AI, Stablecoins & Cost of Funds
[19:30] Advice for Existing Banks
[21:30] The Future Bank Leadership Team
[23:00] Why Curiosity Matters Now
[24:30] Final Thoughts: Adapting to What’s Next