Should You Wait Until 70 to Claim Social Security?
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Should You Wait Until 70 to Claim Social Security?
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Summary
“Wait until 70. You’ll get 8% more per year.” Sounds simple, right? Not so fast.
In this episode, Greg and Kristin tackle one of the most common retirement questions: Should you delay Social Security to maximize your benefit?
Learn why there’s no one-size-fits-all answer. While waiting can increase your monthly benefit and potentially protect a surviving spouse, it can also mean draining retirement assets too quickly if you don’t have enough saved. Social Security isn’t the retirement plan. It’s one piece of the income puzzle. The real key? Building a written retirement income plan that’s stress-tested against market volatility, inflation, and tax changes. Because in retirement, cash flow is king!
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