On the Opening Pathways podcast, host Tom continues his conversation with Thomas Cox in Part 2.

Thomas breaks down how to know when to pivot versus push through, using real examples from his business journey—including walking away from opportunities and learning from costly mistakes.

They also discuss how to approach risk, use fear as information, and build habits, boundaries, and discipline that support long-term success.

The episode closes with a practical look at legacy—what it means to build something that lasts beyond you, both financially and personally.

In this part 1 episode, Thomas is a guest on the Opening Pathways podcast where discusses his journey from college football coaching to entrepreneurship and investing.

He shares how he transitioned out of coaching without a clear plan, built a meal prep business that evolved into catering, and eventually stepped into real estate investing, private lending, and finance through Cox Capital.

The conversation explores key mindset shifts around income, freedom, and risk, along with the importance of surrounding yourself with the right people and continuously learning. Thomas also breaks down how faith, discipline, and hard work have shaped his approach to business and life.

If you’re looking to build multiple income streams, think differently about money, and create more freedom in your life, this episode offers both perspective and practical insight.

In Part 2, Thomas Cox continues the conversation on the Time to Shine Today Podcast, going deeper into the behavioral side of wealth building, where most people actually fail.

While appearing as a guest, Thomas unpacks how smart, high-performing people still lose money by over leveraging, chasing too many opportunities, and operating without margin.

Thomas also shares what he would do differently starting over; emphasizing getting in the right rooms faster and learning how to communicate, sell, and build relationships earlier.

The episode closes with a strong focus on habits over goals, reinforcing that long-term wealth is built through standards, consistency, and discipline... not motivation.