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Many Happy Returns

Many Happy Returns

By: PensionCraft
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Investing is the best way to build wealth, but comes with risk and uncertainty. Want to grow a portfolio of stocks, bonds, ETFs and more? This is the show to boost your knowledge and build your confidence. Join us on the journey through bull markets, bubbles and crashes. Bring snacks and a steady hand; we're in it for the long haul... Hosted by Ramin Nakisa (YouTube @PensionCraft) and Michael Pugh. Contact us: mhr@pensioncraft.comCopyright 2026 Many Happy Returns Economics Personal Development Personal Finance Personal Success Politics & Government
Episodes
  • Space Oddity: Is the Biggest IPO in History a Problem for Index Funds?

    Space Oddity: Is the Biggest IPO in History a Problem for Index Funds?
    May 27 2026

    The largest IPO in history is three weeks away. SpaceX is aiming for a valuation of almost $2 trillion despite reporting massive losses. We ask what happens when our beloved index funds are forced to buy the AI giants, whatever the price?

    And in the Dumb Question of the Week: Why does an IPO need 23 banks?

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    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

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    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Copyright 2026 Many Happy Returns
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    40 mins
  • Rising Yields: Gilty Until Proven Innocent?

    Rising Yields: Gilty Until Proven Innocent?
    May 20 2026

    With gilt yields at their highest since 1998 — has the bond market finally lost patience with Britain? We ask whether this is really a UK problem, if the Bank of England is pouring petrol on the fire, and whether gilt yields above 5% are a bargain or a trap.

    And in today’s Dumb Question of the Week: What's the difference between RPI and CPI?

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    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Copyright 2026 Many Happy Returns
    Show More Show Less
    35 mins
  • Britain's Slow-Motion House Price Crash

    Britain's Slow-Motion House Price Crash
    Apr 29 2026

    For two decades, calling a UK house price crash has been a reliable way to look clever and be wrong. But while nominal prices have barely moved, a slow grind is reshaping affordability, rents and the housebuilding sector.

    And in today’s Dumb Question of the Week: Are short-term fixed-rate mortgages a problem?

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    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Copyright 2026 Many Happy Returns
    Show More Show Less
    34 mins
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Brilliant podcast! Michael should join you on YT so we can watch these. Keep it up.

Brilliant

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Ramin and Michael give the most rational, informative, intellectual and helpfull investing advice I have found on any podcast or you tube channel anywhere on the net, they even manage to make it fun and interesting which I didn't think was possible in the world of finance, keep up the good work guys, we need you

The best investing advice on the Internet

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Entertaining and factual. Ramin and Michael present an unbiased account of the world of finance. Ramin used to provide financial education to a Swiss bank and also hosts Pensioncraft on YouTube. Ramin is my favourite content creator.

Entertaining and factual.

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very good information and well presented
I have binge watched my way through all the pod casts and am impressed with the quality

very good

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