The insurance companies own the hospitals. They set their own prices. And your tax credits go directly to them — not you. Is the Affordable Care Act the biggest financial scam in American history? Eric Rice sits down with Desiree Townsend — a viral TikTok whistleblower and unpaid DC lobbyist — who has been inside the Capitol during the government shutdown, exposing what the mainstream media won't show you. In this episode: ✅ Why the ACA eliminated the free market in healthcare ✅ How insurance companies own doctors, hospitals, and urgent care — and set their own prices ✅ The reverse repo market crisis: banks borrowed $120B in emergency liquidity — and what that means for YOU ✅ Why regional banks are at serious risk of collapse ✅ Military families, SNAP recipients, and the cascading economic consequences of the shutdown ✅ How the Federal Reserve's removal of reserve requirements makes today's crisis MORE dangerous than 2020 ✅ The oligarchical consolidation happening in banking AND healthcare right now ✅ What an unpaid lobbyist actually does — and how Desiree got national security concerns to Senate members This is the conversation money, politics, and the mainstream media don't want you having...and Eric wants you to wake others up. 🔔 Subscribe and share The RICE Report — the one place where we talk about the three things you're never supposed to discuss in public: money, politics, and religion. 📲 Follow Desiree Townsend on TikTok: @cheerleader4change --- ⏱️ CHAPTERS 00:00 — The ACA Is a Scam: How Insurance Hijacked Healthcare 03:45 — The Free Market Died When the ACA Passed 05:30 — The Reverse Repo Market Explained: $120B Emergency Borrowing 08:00 — Why Regional Banks Are in Danger Right Now 10:30 — The 2020 Comparison: No Reserve Requirements = Bigger Risk 13:00 — Everything Is a Debt Ponzi: The Fiat System Explained 14:30 — What an Unpaid Lobbyist Actually Does in DC 17:00 — How Legislation Gets Drafted (and Who Really Writes It) 18:00 — Military Families, SNAP, and the Human Cost of the Shutdown 22:30 — Government Contractors, FAA Safety Risks & Leidos 25:00 — Bank Consolidation = Centralization of Power 28:00 — Incompetence vs. Conspiracy: Desiree's Take 30:00 — Private Equity, 401Ks, and Exit Liquidity 31:30 — Who Actually Owns the Federal Reserve --- #RICEReport #GovernmentShutdown #AffordableCareAct #HealthcareScam #BankingCrisis #DesireeeTownsend #EricRice #ReverseRepo #RegionalBanks