Because every generation thinks the one that follows them is lazy, lost, and heading for disaster. They're usually wrong.

Are young people really entitled and work-shy, or simply responding rationally to a world that looks nothing like the one we walked into? Shorter attention spans, influencer culture, £60k of student debt, and an AI revolution nobody can predict the rules have changed. The question is whether we're blaming the players.

Rachael is joined by Kate Ankers, Head of English and frontline teacher, to cut through the noise from TikTok attention spans and the death of the Saturday job, to the soft skills gap nobody in government wants to fix, and what resilience actually looks like in a generation we've never quite let fail.

If you employ, manage, or are raising an under-25 this one's for you.

In this episode of the FFS Podcast, Rachael is joined by networking expert and energy consultant Jon Zink to unpack the reality of modern business networking.

From overpriced breakfast events and awards nights to expos, masterminds, and online networking, they discuss how to spot the events that genuinely deliver value and avoid the ones that waste your time and money.

Jon shares practical tips on choosing the right events, following up effectively, building valuable business relationships, and why the real networking often happens after the event itself.

A must-listen for any business owner trying to balance visibility, ROI, and event fatigue.

Because families are still being sold incredibly complicated trust arrangements at hotel seminars with stale biscuits and scary headlines and most of the time, they simply don't need them.

"Put your house in a trust and HMRC disappears in a puff of smoke. The council can't touch your estate. Your inheritance is protected forever" It sounds compelling. It isn't true. And the people selling it know that.

Rachael is joined by Joanna, senior accountant and in-house inheritance tax specialist at Chadwicks, to cut through the noise on one of the most emotionally charged areas of financial planning.

Trusts have their place. This is about knowing whether yours is one of them.

If you or your parents were sold a trust by someone named Nigel with a Bluetooth headset, this episode is for you.