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Fit Rich Life

Fit Rich Life

By: Justin David Carl
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 With a mission to empower people to proactively design & truly live a life worth living, Entrepreneur & Life Alchemist, Justin David Carl seeks out & shares expertise, wisdom & thought leadership in the areas of Fitness, Health, Money, Wealth, Financial Independence, Creativity, Business & Entrepreneurship, Personal & Spiritual Development, Lifestyle, Mindset, Habits, and all areas that encompass Holistic Wellbeing and a life well-lived.2022 All Rights Reserved Economics Leadership Management & Leadership Personal Development Personal Success
Episodes
  • How I Reversed My Physiological Age By 12 Years (43 to 31) | FRLP 104

    How I Reversed My Physiological Age By 12 Years (43 to 31) | FRLP 104
    Apr 8 2026
    Welcome to the Fit Rich Life podcast, where we talk about fitness, money, and building a life you truly love. In this episode, I'm sharing a rebroadcast of an interview I did on The Compounding Project Podcast with my good friend Sathish. We dive deep into my health and fitness journey, including how I doubled my testosterone levels, how I approach VO2 max training, how I think about longevity and healthspan, and how I went from 18% body fat to 8% body fat and got seriously lean. We also unpack my WHOOP Age, which is WHOOP's estimate of your physiological age based on fitness and recovery markers. At the time of recording this intro, my WHOOP Age is 31.6, which is 12.3 years younger than my actual age. In the episode, I mention being 10 years younger than my biological age, but that was recorded several months earlier and my markers have improved even more since then. This is a wide-ranging conversation packed with practical insights and actionable takeaways for anyone who wants to improve their health, fitness, and long-term quality of life. Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint In this episode: [02:00] Designing Your Fitness Journey [08:38] The Role of Supplements in Health [15:34] The Importance of Sleep [44:27] A Day in the Life of Justin [42:49] Morning Rituals and Meditation [01:02:21] Self-Care and Physical Wellness [01:18:18] Daily Life and Work Balance [01:28:18] Nutrition and Eating Habits [01:34:05] Actionable Steps for Improvement [01:40:09] Recommended Reads for Health and Longevity [01:44:10] Health Hacks for Everyday Life [01:50:06] Final Thoughts and Closing Remarks Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,300+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl Follow me on Threads: https://www.threads.net/@justindavidcarl Follow me on Twitter/X: https://x.com/justindavidcarl Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$! Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!
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    2 hrs and 6 mins
  • Justin Peters: Endurance in Fitness & Financial Independence, Building a Life-First Business, and More | FRLP 103

    Justin Peters: Endurance in Fitness & Financial Independence, Building a Life-First Business, and More | FRLP 103
    Mar 26 2026
    In this episode, Justin David Carl and Justin Peters (Host of the FI Minded Podcast) delve into the multifaceted nature of endurance, exploring not just physical stamina but also financial and entrepreneurial resilience. They discuss the importance of building a community around fitness and how this can enhance motivation and accountability. Justin Peters shares his personal journey from being a college soccer player to becoming a dedicated runner, emphasizing the significance of consistency and identity in achieving personal goals. The conversation also touches on the concept of financial independence, with both Justins advocating for a life-first approach to business and the importance of pursuing passions that bring joy and fulfillment. The discussion further explores the idea of creating a 'five bucket list'—a list of experiences and goals to pursue both before and after achieving financial independence. This list serves as a motivational tool, encouraging individuals to incorporate meaningful activities into their lives now rather than waiting for a future that may never come. The episode wraps up with practical tips for fitness, wealth, and life, emphasizing the importance of community, planning, and celebrating small wins along the journey to financial independence. Connect with Justin Peters: Instagram: https://www.instagram.com/fimindedpod/ Web: https://fiminded.com/ Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint In this episode: [00:00-03:02] Introduction to Endurance and Identity [03:03-06:44] Justin Peters' Journey to Running [06:45-10:51] The Importance of Consistency [10:52-15:22] Choosing Your Identity [15:23-19:08] Building Community in Fitness [19:09-29:44] The Role of Community in Happiness [29:45-32:56] Lessons from Ultra Marathon Training [32:57-34:12] Starting Slow: The Key to Success [34:13-36:05] Building Financial Momentum [36:06-44:49] Breaking Down Goals: The Power of Small Steps [44:50-45:41] Defining Financial Independence [45:42-50:10] Stages of Financial Independence [50:11-58:09] Learning from Financial Mistakes [58:10-01:03:36] Navigating the Boring Middle of Financial Independence [01:03:37-01:04:31] The Sweet Spot of Work Hours [01:04:32-01:06:51] The Freedom Ladder Concept [01:06:52-01:10:10] Transitioning to a Life-First Business [01:10:11-01:15:39] Building a Business Around Interests [01:15:40-01:20:47] The Boring Middle: A Time for Experimentation [01:20:48-01:21:10] Shifting Priorities Post-Financial Independence [01:21:11-01:28:34] The Five Bucket List Concept [01:28:35-end] Practical Tips for Fitness, Wealth, and Happiness Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,000+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl Follow me on Threads: https://www.threads.net/@justindavidcarl Follow me on Twitter/X: https://x.com/justindavidcarl Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$! Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!
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    1 hr and 37 mins
  • Jonathan Aguilera: IULs & Whole Life Insurance Are A Scam | FRLP 102

    Jonathan Aguilera: IULs & Whole Life Insurance Are A Scam | FRLP 102
    Mar 11 2026

    In this episode of the Fit Rich Life Podcast, I sit down with Jonathan Aguilera, a former insurance and securities license holder who now exposes the hidden realities behind Indexed Universal Life (IUL) and other permanent life insurance policies.

    Jonathan explains why many of these policies are aggressively sold with misleading illustrations, how caps, fees, and rising insurance costs can erode cash value, and why most people are better off buying simple term life insurance and investing the difference.

    We also break down the myths around "infinite banking," when permanent life insurance might actually make sense, and how people can review or potentially recover money from problematic policies.

    Connect with Jonathan Aguilera:

    Instagram: https://www.instagram.com/lifeinsurancerefunds/

    Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint

    In this episode:

    [00:00–07:27] From Insurance Agent to Industry Whistleblower

    [07:28–14:40] Why IUL Policies Are So Heavily Sold

    [14:41–18:52] The Truth Behind Insurance Illustrations

    [18:53–24:31] The Sunk Cost Trap & Policy Refund Strategy

    [24:32–30:45] Term Life vs Permanent Insurance — What Most People Actually Need

    [38:59–44:18] "Infinite Banking" Explained (And Why It's Controversial)

    [44:19–49:15] Hidden Costs, Caps & Why Policies Can Collapse

    [53:31–01:00:01] Three Paths to Wealth & Avoiding Insurance Scams

    [01:06:59–End] Fitness, Money & Final Advice

    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/



    FIT RICH LIFE NEWSLETTER

    Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

    Join here: https://fitrichlife.com/newsletter

    WANT TO LEARN MORE?

    Follow me on Instagram: https://www.instagram.com/justindavidcarl

    Follow me on Threads: https://www.threads.net/@justindavidcarl

    Follow me on Twitter/X: https://x.com/justindavidcarl

    Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

    SHOW SPONSORS:

    I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

    From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!



    Thanks for tuning in!

    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!
    Show More Show Less
    1 hr and 12 mins
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