Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies cover art

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies

By: Fexingo
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Lucas and Luna dissect the forces reshaping how money moves — from the plumbing of real-time payments to the regulatory battles over open banking. Each episode focuses on a single company, regulation, or technology: the rise of embedded finance at Stripe, the transformation of Fiserv's core processing, or the SEC's latest stance on crypto custody. Lucas brings the numbers — market caps, fee structures, adoption curves — while Luna pushes on strategic trade-offs: incumbents versus neobanks, the cost of compliance, the gamble on decentralized ledgers. No hype, no jargon salads. Just the two of them walking through what actually works, what doesn't, and why. This show is for product managers, fintech analysts, payments ops leads, and anyone who needs to understand the financial software stack without the sales pitch. By the end of each conversation, you'll know the key metric that matters, the biggest risk nobody's talking about, and the one question you should ask your vendor. #Fintech #Payments #Banking #FinancialSoftware #OpenBanking #EmbeddedFinance #RealTimePayments #Neobanks #DigitalPayments #CoreBanking #RegTech #Stripe #Fiserv #SEC #BusinessPodcast #Finance #FexingoBusiness #Business Keep every episode free: buymeacoffee.com/fexingo© 2026 Fexingo. All rights reserved. Economics
Episodes
  • How Fintechs Use Open Banking for Subscription Management

    How Fintechs Use Open Banking for Subscription Management
    Jun 15 2026
    Episode 53 of Fintech Conversations with Fexingo dives into the growing trend of fintechs using open banking APIs to help consumers manage and cancel subscriptions. Lucas and Luna explore how companies like Truebill (now Rocket Money) and new European startups are leveraging real-time transaction data to identify recurring charges, negotiate bills, and even automate cancellations. They discuss the consumer psychology behind subscription fatigue, the regulatory advantages of open banking in the UK and EU versus the US, and how this niche is becoming a sticky customer acquisition channel for neobanks. The hosts also touch on the privacy trade-offs and the potential for AI to predict churn. No fluff — just a sharp, specific look at one corner of fintech where data access meets everyday money pain points. #Fintech #OpenBanking #SubscriptionManagement #RocketMoney #Truebill #Neobanks #ConsumerFinance #FintechConversations #BusinessAndTechnology #FexingoBusiness #BusinessPodcast #FinancialTechnology #API #SubscriptionFatigue #BillNegotiation #DataPrivacy #Churn #EmbeddedFinance Keep every episode free: buymeacoffee.com/fexingo
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    10 mins
  • How Fintech Is Using AI for Small Business Tax Preparation

    How Fintech Is Using AI for Small Business Tax Preparation
    Jun 14 2026
    Episode 52 of Fintech Conversations with Fexingo explores how fintech companies are leveraging artificial intelligence to streamline small business tax preparation. Lucas and Luna dive into the specific case of TaxJar, a SaaS platform that automates sales tax calculations and filings for e-commerce businesses. They discuss the $24 billion market for small business tax software, the challenges of state-level tax complexity, and how AI-powered solutions reduce compliance errors by up to 80 percent. The episode also touches on the role of real-time transaction data integration and the potential for AI to handle more complex tax scenarios in the future. This is a timely look at how fintech is solving a pain point for millions of small business owners, with concrete examples and data that listeners can use in their own work. #Fintech #AI #SmallBusiness #TaxPreparation #TaxJar #SalesTax #Compliance #Ecommerce #Automation #BusinessAndTechnology #SaaS #DataIntegration #MachineLearning #TaxSoftware #FintechInnovation #FexingoBusiness #BusinessPodcast #Podcast Keep every episode free: buymeacoffee.com/fexingo
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    7 mins
  • How Fintechs Use AI to Detect Identity Fraud at Onboarding

    How Fintechs Use AI to Detect Identity Fraud at Onboarding
    Jun 14 2026
    Episode 51 of Fintech Conversations dives into the growing use of AI-driven identity verification at account opening. Lucas and Luna examine how fintech companies like Jumio and Onfido use liveness detection, document forensics, and behavioral biometrics to spot synthetic identities and deepfakes before fraudsters get in. They break down the specific techniques—checking micro-movements in selfies, analyzing smartphone sensor data, and cross-referencing government databases in real time—and discuss the tension between frictionless onboarding and rigorous checks. The episode also explores how these systems are evolving to catch AI-generated faces and manipulated documents. A concrete look at the frontline of fintech fraud prevention. #Fintech #FraudPrevention #IdentityVerification #AI #LivenessDetection #Deepfakes #SyntheticIdentity #Biometrics #Onboarding #Jumio #Onfido #RegTech #Cybersecurity #KYC #AML #Business #Technology #FexingoBusiness Keep every episode free: buymeacoffee.com/fexingo
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    9 mins
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