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Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance

By: Fexingo
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Lucas and Luna anchor Fexingo's daily business coverage in this series dedicated to the lifeblood of any small enterprise: cash flow. Each episode examines a single working-capital challenge — from aging receivables to supplier credit terms — through the lens of a real small business case study. Lucas walks through the numbers on a restaurant's invoice cycle or a hardware store's inventory turnover, while Luna presses on what those ratios mean for a founder's ability to sleep at night. They never talk in abstractions: every conversation is pinned to a named business, a specific dollar amount, and a practical takeaway the listener can apply tomorrow morning. The series is built for owners of firms with 5 to 50 employees who know their P&L by heart but wonder why cash always seems to vanish just before payroll. No bank-account theory, no corporate finance boilerplate — just a rigorous, empathetic look at how money actually moves through a small business. What happens when a key customer pays 60 days late, and the line of credit is already maxed out? Lucas and Luna walk through the options, the trade-offs, and the one number that could have warned them six weeks earlier. #SmallBusinessFinance #WorkingCapital #CashFlowManagement #AccountsReceivable #InvoiceFinancing #CreditManagement #BusinessLiquidity #InventoryTurnover #PayrollManagement #VendorTerms #BusinessGrowth #FinancialLiteracy #BusinessPodcast #FexingoBusiness #Finance #DailyBusinessNews #Entrepreneurship #CashFlowCrisis Keep every episode free: buymeacoffee.com/fexingo© 2026 Fexingo. All rights reserved. Economics
Episodes
  • How to Use Receivables Aging to Negotiate Better Supplier Terms

    How to Use Receivables Aging to Negotiate Better Supplier Terms
    Jun 7 2026
    In episode 37 of Cash Flow Conversations, Lucas and Luna break down a practical strategy that many small business owners overlook: using your own receivables aging report as leverage in supplier negotiations. Instead of just chasing late payers passively, Lucas explains how to turn overdue receivables into a concrete request—like extended net terms or volume discounts—that improves working capital on both sides. They walk through a real example involving a mid-sized bakery supplier, showing exactly how to frame the conversation, what data to bring, and why suppliers often say yes. The episode also covers common mistakes, like blurring the line between negotiation and complaint, and how to handle pushback. By the end, listeners will have a clear script they can adapt for their next supplier call. #ReceivablesAging #SupplierNegotiation #WorkingCapital #SmallBusiness #CashFlow #PaymentTerms #B2BNegotiation #BusinessFinance #FexingoBusiness #BusinessPodcast #LucasAndLuna #SupplierRelations #NetTerms #VolumeDiscounts #AgingReport #CashConversionCycle #TradeCredit #FinanceTips Keep every episode free: buymeacoffee.com/fexingo
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    11 mins
  • How to Use Receivables Aging to Negotiate Better Terms

    How to Use Receivables Aging to Negotiate Better Terms
    Jun 7 2026
    Episode 36 of Cash Flow Conversations digs into a practical tool that small-business owners often overlook: the receivables aging report. Lucas and Luna explain how a 13-month aging schedule reveals customer payment patterns, helps you spot slow payers before they become problem accounts, and gives you leverage to renegotiate payment terms. They walk through a specific case: a $2.3 million wholesale distributor that used its aging data to shorten payment terms with its five largest customers from net-60 to net-45, improving its cash conversion cycle by 11 days. Lucas breaks down how to calculate 'customer payment velocity' and how to present the data in a quarterly business review. This episode is for any business owner who has ever felt like they are the one financing their customers' operations. #ReceivablesAging #PaymentTerms #CashFlow #SmallBusiness #WorkingCapital #AccountsReceivable #BusinessFinance #Negotiation #CustomerPaymentVelocity #CashConversionCycle #WholesaleDistribution #SmallBusinessFinance #BusinessPodcast #FexingoBusiness #CashFlowConversations #LucasAndLuna #EntrepreneurTips #FinancialManagement Keep every episode free: buymeacoffee.com/fexingo
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    11 mins
  • How Payment Terms Unlock Cash Flow for Small Business

    How Payment Terms Unlock Cash Flow for Small Business
    Jun 6 2026
    Episode 35 of Cash Flow Conversations digs into one of the most overlooked levers in small business finance: payment terms. Lucas and Luna break down how shifting from net-30 to net-15 on just your top five customers can accelerate cash inflow by weeks. They walk through a real example—a $2 million revenue hardware supplier—that freed up $180,000 in working capital simply by renegotiating terms with three large buyers. The hosts also explore the hidden cost of early-payment discounts, the psychology behind customer payment behavior, and how to use tiered terms without alienating your best clients. No fluff, just a practical framework you can apply this quarter. Recorded June 6, 2026. #PaymentTerms #Net30 #Net15 #CashFlow #WorkingCapital #SmallBusiness #Receivables #InvoiceDiscounting #TradeCredit #CustomerNegotiation #BusinessFinance #CashConversionCycle #Liquidity #WorkingCapitalOptimization #FexingoBusiness #BusinessPodcast #FinanceTips #Entrepreneurship Keep every episode free: buymeacoffee.com/fexingo
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    11 mins
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