Josh Hodges on Going from Factory Floor to $10 Million in Injury Recoveries cover art

Josh Hodges on Going from Factory Floor to $10 Million in Injury Recoveries

Josh Hodges on Going from Factory Floor to $10 Million in Injury Recoveries

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Summary

 What happens when a guy who spent his twenties dipping hot metal into liquid plastic on third shift, taking one or two classes a semester for a decade while raising a kid, and sleeping in parking lots during breaks on the way to a degree he didn't finish until he was 29 — decides he's too stubborn to quit, aces the LSAT, earns an 80% scholarship to law school, walks out with almost no debt, gets hired by a big law firm, and then almost immediately leaves to open his own injury practice in Hamilton, Ohio because people he grew up with kept calling him needing help that corporate firms would never touch? In this episode of the Trustcast Show, Zane Myers speaks with Josh Hodges, founder of Hodges Law Firm in Southwest Ohio, about what to do in the first 24 hours after a car accident, why the insurance company that calls you immediately is not doing you a favor, and why the gap in treatment defense is one of the most common ways injured people quietly destroy their own cases without knowing it. Josh explains why uninsured motorist coverage is the most undervalued line on your policy, why moving from $100,000 to $250,000 in coverage might cost you $15 a month and could be the most important financial decision you make, and why signing anything the insurance company sends you — including clicking a link — may be settling your case forever. They also discuss why most of his clients are not the type of people who want to sue anyone — they're actually under-exaggerating their injuries and trying to tough it out — why insurance companies have spent decades making people feel guilty for using coverage they already paid for, how pre-existing conditions get handled when an accident aggravates something that was already there, what the $10 million his team recovered in 2025 actually looks like across auto accidents, dog bites, and slip and falls, and how Josh built the Hometown Lawyer brand by filming free commercials for small local businesses on his phone every single day for five years — which went from three job applicants to 75 overnight and made social media his single most effective employee recruiting tool. Josh Hodges is the founder of Hodges Law Firm, a personal injury firm serving Southwest Ohio with offices across the region. Connect with Josh Hodges: hodgeslawfirm.com Hamilton, Ohio Chapters 00:00 Introduction to Josh Hodges 00:43 Factory floor to law firm — the 20-year slow grind that almost broke him a few times 01:44 Building the firm — seven attorneys, 25 staff, eight years in 02:57 Government job paying 80% tuition, the LSAT scholarship, and how he kept the debt low 05:11 Getting hired by big law, realizing it wasn't the plan, and walking out in 2017 06:00 I just got hit and the other driver's insurance is already calling — what do I do in the next 24 hours 07:14 Should I talk to my own insurance company or the other driver's company — and what's the difference 08:10 How to handle property damage versus the injury claim and why you treat them separately 09:39 My knee felt fine at the accident and now two days later I can barely walk — did I hurt my case 10:59 The single most common thing accident victims do that damages their case 11:55 Why insurance companies have brainwashed the public into feeling guilty for filing claims 12:46 The room full of people who all think there are too many frivolous lawsuits but nobody in the room has ever filed one 13:55 Social media, photos, and what the defense is actually doing with your Facebook posts 15:00 The other driver has no insurance — now what 15:56 Why $25,000 minimum coverage in Ohio sounds like a lot until your medical bills arrive 16:32 Uninsured motorist coverage — why Josh has a higher limit than most people and what you should ask yourself 17:22 How to think about your coverage based on your family situation and what you actually need to protect 18:14 The umbrella policy and why moving from $100k to $250k might cost $15 a month 18:47 How do I know if my case is even worth hiring a lawyer 20:00 What cases Hodges Law actually takes — from catastrophic injuries to minor rear-end accidents 21:12 What to do when the insurance company rushes in with a big check on day two 22:05 The saying — the easiest way to get a million dollars is to screw up a ten million dollar case 23:06 Pre-existing conditions — can they use my old shoulder injury against me and how do you fight back 24:21 If I signed something to settle and changed my mind — is it over 25:32 The client who clicked a link and accidentally settled — and how Josh got them out of it 26:28 What drove the $10 million in recoveries in 2025 — auto, truck, motorcycle, dog bites, slip and falls 28:05 What Southwest Ohio needs from a local injury firm that a national TV advertiser cannot deliver #JoshHodges #HodgesLawFirm #HomeTownLawyer #TrustcastShow #PersonalInjuryOhio #CarAccidentLawyer #UninsuredMotorist #SouthwestOhio #InjuryLaw #SmallTownLawyer
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