From understanding what policies actually cover to navigating flood zones, hidden claims history, and rising premiums, this episode pulls back the curtain on the assumptions that cost investors thousands. We also dive into how insurance impacts deal analysis, why relying on broker-provided numbers can be risky, and how to properly evaluate coverage before making an offer.

Whether you’re a new investor or scaling your portfolio, this episode will help you avoid costly mistakes, protect your assets, and underwrite with confidence.

Topics Covered

• The role of insurance in underwriting and deal analysis
• Common misconceptions about property and flood insurance
• How flood zones impact pricing and lender requirements
• Why relying on estimated numbers can hurt your deal
• The risks behind offering memorandums and T12 reports
• How past claims affect premiums and insurability
• When it makes sense not to file an insurance claim
• How deductibles impact your overall strategy
• The importance of getting accurate quotes before making an offer
• How insurance inspections help reduce risk
• The value of working with a knowledgeable insurance broker

Quotes

• “Don’t assume the numbers work. Know exactly what your insurance costs before you buy.”
• “Insurance is not just a line item. It is a deal breaker or a deal maker.”

🎧 Connect with Jason:

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✅ https://IroncladUnderwriting.com

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🎧 Connect with Frank:

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🎧 Connect with JT

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